Payday routine as a 26 year old brand marketer who’s trying to retire in my 40s! Most people get excited to spend more when money in their budgets free up - me on the other hand gets more excited to be able to save more haha. Excited for 2025 to be the first year I max out both my 401k and Roth IRA! #moneytips #financialfreedom #financialindependence #retireearly

1) buy low, sell high (which means now is the time to be investing) 2) The vast majority of time people lose money when they try to time the stock market. Steady wins the race. (Not professional investing advice) #investingtips #investingforbeginners #investing101

How to budget AROUND your financial goals, not your spending. My budgeting template is linked in my bio if you’re interested :) This is the exact budgeting process I’ve used/am currently using to help me reach my aggressive financial goals 📈 #budgeting #budgetingtips #budgetingforbeginners #financialgoals

Part 2 of things to know before going to Japan to make your trip easier and help fit in with the locals! I’m almost done with my Japan content I swear haha so obsessed with this country

This exercise helps reframe spending to focus on the negative outcome, you losing money and the opportunity cost of what you could’ve done with it vs the positive, the item you’re gaining. #overconsumption #spendingmoney #shopping

Day 7 Kyoto, Japan totals: 12,780¥ ($86) and 27,000 steps. I saw some videos of others saying to skip Arashiyama but I couldn’t disagree more. It was one of our favorite areas we’ve explored on this trip so far and the monkey park is so cool. We got up decently early but not at the crack of dawn and it wasn’t too busy yet #japanvlog #traveltok #travelvlog #kyoto

The Scandinavians are really onto something with this separate duvet thing. My bf moves a lot when he sleeps which wakes me up but I’ve gotten the best sleep of my life here with separate mattresses & duvets #traveltips #moneysavingtips #traveltiktok

Highly recommend checking out Hakone Ashinoko Hanaori resort if you’re coming to Hakone. It was pretty affordable for a more luxury experience and for having the most incredible breakfast and dinner buffet included. They also have rooms that have private balconies and onsens but they were booked out unfortunately when we booked so definitely book early! #japan #travelvlog #japantravel

Day 3 in Tokyo was the best one yet. Still can’t get over how incredibly cool the TeamLab museum was - now that’s what I mean when I say I like interactive museums. I’m also in awe of how incredibly efficient this country is and they’ve literally thought of everything. Don’t want to lug your big suitcases with you for every leg of your trip? They have a luggage forwarding system that will send your bags to your next location and the best part is that you can do it at the 7-Elevens hahaha. #tokyo #japan #travelvlog

Day 2 total: $104.15 for 2 in Shinjuku city. My favorite part of the day was definitely Omoide Yukocha street at night - definitely a must visit when if you come to Tokyo. The rule of thumb here seems to be the smaller the restaurant, the better the food #tokyo #shinjuku #travelvlog

My bf thought this was so funny after i talked about wanting to be really careful and filmed this haha. Literally after just the train ride from the airport to our hotel, I realized I wouldn’t be needing the lock and probably would offend people if I had it on. Despite Tokyo being the biggest city in the world, it feels safer than even my own neighborhood back home. I love it here so much! 🤍🌆 #tokyo

How I allocate my money as a 26 year old trying to retire in my 40s on normal income. My budgeting template is what keeps me on track to achieving my various financial goals and is linked in my bio if you want to check it out (currently 50% off for the next week!) #budget #budgetingtips #budgetingforbeginners

They don’t want you to know this but life is actually better without it 🙃 I will admit I was really hesitant to drop mine for a while bc i thought id miss it so much but its truly been so much easier than I thought and really havent missed it. Not only does my wallet & the planet thank me but it’s almost like i feel so much more unburdened by not having endless options of things to buy, if that make sense? Also the algorithm changes are so real so tried to filter what I said so it doesn’t suppress this video #underconsumption

Here’s a breakdown of my expected March budget! The budget template I use is linked in my bio if you want to check it out - :) I once got asked why I don’t contribute less to my savings account when I know I’m gonna go over a certain bucket so I have more in my checking account. The answer is that my savings account contributions are automatic deposits I’ve set up with work and it’s more work to change those for one month and have to change them back instead of just sending money from my savings >checking acct #budgeting #budgettips #budgetingforbeginners

My budgeting process/tips for when I go on trips! This year will be my most expensive year for traveling so I definitely used all of these tips to make sure I’m financially prepared. Some might think this is overkill but I used to have money anxiety when I was on vacation so this process allows me to truly enjoy my trips without worrying about money! #budgeting #budgetingtips #moneytips

Money can do so much more for you and make you far happier than the things it can buy you. Once you start building wealth, the endless opportunities & options that having money will give you will begin to unfold 🤍 #personalfinance #savingmoney #buildingwealth #financialliteracy #financialfreedom #financialindependence

Someone commented on one of my videos that marriage means combing all aspects of your life into one and I couldn’t disagree more. To me, it’s about finding ways to live and grow together in harmony and for us, that’s having some separation of our money while working towards shared financial goals. I always say our biggest flex as a couple is that we never fight about money which is one of the top reasons for divorce. We both want the autonomy & freedom to spend our hard-earned money the way we want to without having to explain or justify our purchases to each other #personalfinance #moneytips #couplesfinance #couplestiktok

Feb 10-16 Weekly spend recap! Trying to have a lower spend Feb to gear up for a higher spend March ✈️🍣🇯🇵 #personalfinance #weeklyspend #howmuchispendinaday #whatispend #whatispendinaday #moneytransparency #savingmoney

Did my skincare routine before filming this so don’t mind the glazed donut face 😊 budget my paycheck with me as a 26 year old who works in corporate but doesn’t want to for the rest of my life haha #personalfinance #budgetmypaycheck #paytransparency #salarytransparency #moneytips #paydayroutine

Tips for curbing overspending! The key is to make spending as hard as possible so remove anything that makes it easier (Apple Pay, saved credit card info, instacart, ubereats, etc) and WAIT before you buy it. #overspending #overconsumption #debt #creditcarddebt #mindfulspending

My budget that’ll help me retire in my 40s!! The most important budgeting tip is to build it around your savings & investment goals first and then figure out your living expenses & spending money after. #buildingwealth #budgetingtips #budgeting #personalfinance #financialliteracy

Giving myself a B+ in terms of how well I’ve stuck to my no buy list! I need to keep sharing updates with you all on this so I keep myself accountable 🫣 #personalfinances #overconsumption #underconsumption #spendingmoney #mindfulspending

I think I like this little life 🫶🤍🥹 discovering so much beauty & contentment in having (and wanting) less things

Payday routine as an aggressive saver working towards financial independence! #paydayroutine #salarytransparency #savingmoney #buildingwealth #hysa #rothira #corporatelife

#hrbpartner Tax season officially starts Jan. 27! Check out the link in my bio to save money on your taxes when you file with H&R Block. This will be my 5th year filing my own taxes and as someone who no longer dreads doing them, here are my tips for making them easier and more enjoyable. @H&R Block #betterwithblock

Weekly budget grocery haul for 2! We don’t have a super strict budget but i try to keep it under $90/week. My bf did the grocery shopping this week and went to Trader Joe’s to get some things we can’t get at Aldi but we usually do Aldi because it’s far cheaper, esp the organic products! #groceryshopping #budgetgroceries #savingmoney #mealplanning

Had to share the financial tips I gave my bestie with my online besties (This is NOT professional financial advice - for educational purposes only). Trying out my new microphone I got for Xmas 🤠I feel like a real influencer now haha #personalfinance #moneytips #investingforbeginners #investingtips #emergencyfund #savingmoney

Weekly budget grocery haul for 2 at @ALDI USA and @target. We had some ingredients already which is why it looks like some of our meals are only 2 ingredients lol. Meal plan: Lunch: stuffed baked potatoes, chicken rice bowl Dinner: curry, tacos #groceryhaul #budgetgroceries #savingmoney #frugalliving

Budget my first paycheck of the year for maybe the last time? (on TikTok at least). I am on Instagram under the same username: anathom24 :) my budgeting template is in my bio if you want to check out! Hopefully you guys found these videos helpful! These are one of my favorite videos to make so I’m hoping they’re just as fun to do on Instagram reels rip 😭💀 #personalfinance #budgeting #budgetingtips #moneytips #salarytransparency

The 50/30/20 (living expenses, fun money, savings) budgeting rule is how you should ideally split your spending. If this feels too hard or out of reach right now, aim for a 70/20/10 split which is just less fun money and more money going to your living expenses. The goal isn’t to be perfect with your budgeting but to know your goals and to make small progress towards them :) #personalfinancetips #budgetingtips #budgeting #503020rule #moneytips #moneytok #financialliteracy